The type of mortgage you choose isn’t the only thing that affects your eligibility, your rate, and other factors. The mortgage lender you select can have just as big an impact on your final loan offers. Therefore, it pays to take a little extra time to track down the services of a mortgage lender in Boston you trust.
If you’re not sure how to select lenders for your next home loan or refinance, keep reading! We’ve listed some of the most important things to consider below.
Tips Before Buying a Home in Boston
- Work with Boston Mortgage Lenders. Whether you’re an experienced buyer financing your dream home or a newbie searching for your first house, a local bank or broker will always get you the best mortgages for your buck. In today’s technological world, you can work with loan officers on the other side of the nation if you choose to (assuming they are qualified to issue loans in your state). However, a mortgage lender in Boston will know how to navigate the entire process on a local level and may have some helpful tips for returning and first-time buyers, too. Just as real estate markets tend to vary significantly between cities and states, borrowers’ markets can as well.
- Look for Flexibility from Your Loan Officer. When it comes to getting the best mortgages for your new house, the name of the game is flexibility. While some Boston, MA, mortgage lenders may entice you with low rates, many conventional mortgages are too restrictive for the average home buyer. Not everyone has a perfect credit score, let alone the money for a 20% down payment. In the end, a loan officer might still reject you if you’re self-employed or otherwise deemed a risk. At Style Mortgage, we work to find the perfect loan solution for our customers. That’s true even if your credit report isn’t perfect or if you need financing coupled with a low down payment. We’ll use our superior technology to search for the perfect solution. Our Boston mortgage lenders are also happy to help build the perfect VA loans, renovation loans, property loans, and new home loans for your needs. We don’t use loan officers to approve our applicants; instead, we electronically underwrite our loan offers. Because we use a computer algorithm instead of a loan officer, we can guarantee a much more favorable outlook for our customers.
- Customer Service First. Many Boston home buyers will retain their mortgage for several decades. Therefore, rushing into an unfavorable or inflexible loan with a bank that doesn’t care about you is never a good idea.
We care about our customers at Style Mortgage. We’re the wholly-owned subsidiary of a bank that’s been operating for more than 175 years, so you can trust in our reliability. Plus, we have the experience and resources to finance (or refinance) any property in the Boston area.
Apply For a Mortgage at Style Mortgage Today!
When you need the services of an expert mortgage lender in Boston, contact Style Mortgage. We want to help our customers live their American dreams by offering them flexible and affordable home loans. Call us at (508) 223-5206 today to see how we can help you.
This information is intended for informational purposes only and is not an offer to lend. All applications are subject to approval.