At Style Mortgage, we’re dedicated to getting you the best possible loan options in Boston or elsewhere in Massachusetts, Rhode Island or Connecticut. Customer service is our specialty, and we take pride in bringing our customers superior rates, speedy services, and fully underwritten terms.

We want to help make your American dream a reality. To that end, we offer several different packages to help you get the most out of your new home.

Conventional

A conventional mortgage is more of an umbrella term than an actual loan. If yours doesn’t fall into any of the other categories listed here, it most likely qualifies as a conventional loan. The down payment required for one varies depending on the median income in your area, the rate (fixed or adjustable), your debt, and the size of the loan. You may need to pay private mortgage insurance to your lender if your down payment is too low.

Jumbo

Jumbo mortgages are types of conventional mortgages that exceed the national conforming loan limit. If you have a very high income level, you may be able to access expensive homes in America’s top cities. However, given that conventional mortgages top out at around $550,000, something else needs to exist to cover the most expensive property options. Typically, jumbo loans require a higher down payment. Some lenders to offer loans as little as 10% down.

First-Time Home Buyers

In the United States, first-time home buyers often have special incentives and financing options to make qualifying for loans easier. Even if your credit is less than ideal, you may qualify for low down payments and low rates from the lender.

FHA

FHA is one of the most common loan programs due to its forgiving requirements and competitive rates. An FHA is a type of loan that’s insured by the United States Federal Housing Administration, and consequently, it’s safer for a bank or credit union to offer these loans to borrowers. The down payment requirements are low at 3.5%, and your credit history must show a score of at least 580 for approval.

VA

VA loans were first designed for veterans, specifically those returning from overseas. While you must be a veteran (or a family member of one) or on active duty to qualify, the loan requirements are very forgiving. You may not need a down payment at all, competitively low interest rates, limited closing costs, no need for Private Mortgage Insurance and a lifetime benefit you can use the guaranty multiple times.

Construction Loans

Portfolio construction loans are great for those who want to build or renovate their new home but may not have the income, credit, or debt ratio to qualify for a traditional loan. Since a portfolio construction loan is tied to the original lender (rather than sold to a larger broker), the overall requirements from the lender may be more relaxed.

HomeStyle Renovation Loans

HomeStyle Renovation loans are special financing loans courtesy of Fannie Mae. These loans are designed to roll the renovation costs of a new or existing home into the cost of your mortgage, leaving you with one easy payment.

Land Loans

At Style Mortgage, we offer both construction loans and land loans. Whether you are ready to dive into a construction project on your land or you plan to wait, we can provide you with the competitive financing you need to make your dreams come true from the literal ground up.

See What Our Clients Are Saying About Us!

John Ribeiro
John Ribeiro
11:25 06 Aug 22
Ken DelMastro was the best! He went above and beyond what I though a loan officer would do. Answering all my questions whenever I asked, and putting client first. Great guy to work with. Highly recommend!
Alexandra Van Buren
Alexandra Van Buren
12:31 16 Jun 22
I had an amazing experience with Style Mortgage! They answered all of my questions as a first time homeowner and were so kind and patient! They were always available and extremely timely in all responses. I 10/10 recommend, they will make your home buying experience as easy and seamless as possible!
Eduardo Pires
Eduardo Pires
16:32 09 Apr 22
I’m a investor and buying, selling and refinancing is part of it, the process is always long and stressful but I am amazed by Iris Laaperi on how quick she refinanced my home. She was able to close my loan in only 7 days. Super smooth process. Super recommended!
Sander Alves
Sander Alves
20:01 04 Apr 22
From the start day through the closing they did a really great job. I highly recommend Style Mortgage.
Ken DelMastro was the agent I had the pleasure of dealing with for my home refinance and he made my experience fantastic. He had the answers to all my questions and helped me navigate through the process seamlessly. Ken was very knowledgeable and always available whenever I needed him. I’ve already recommended Ken to several friends due to his professionalism and expertise. Thanks Ken. Keep up the good work.
Sheri Bishop
Sheri Bishop
21:37 15 Feb 22
Ken is always such a pleasure to work with. His knowledge and expertise of the mortgage world, products Style has to offer and ability to loan to even the most unique of situations is astounding. He has a portfolio of "out of the box" in house products that has saved many deals for me. When we get to the closing table he has always been right there with us. Every one of my clients has been ecstatic with the service Ken provides. Ken is my go to for all my clients. I highly recommend him and Style Mtg to everyone!!!
Giulio Aceto
Giulio Aceto
13:50 14 Feb 22
I would highly recommend this bank for all your banking needs! I recently had a closing with Ken DelMastro and his staff. Ken and his staff went above and beyond to help us on a timely manner to get our closing done. Great job team! Looking forward to future business together.
David Lefebvre
David Lefebvre
23:15 01 Feb 22
Iris went above and beyond-explaining everything and helping me with the computer stuff.
Milton Perez
Milton Perez
15:28 11 Jan 22
I can honestly say Loan officer Iris Laaperi made my home refinancing experience a very pleasant one. From our first conversation she explained each and every option that was available to me and I never felt pressured into any decision. My phone calls were handled in a professional and timely manner. All in all I really couldn't imagine the refinance of my home process being any easier. I have previous experiences with other banks since I own several properties in MA, and I was amaze on how Iris handled the process, she went above and beyond!Even now that the transaction in completed, I would still feel 100% comfortable calling Iris with any questions. She extended her expertise beyond the scope of the business deal and I look forward to contacting Iris for my next home purchase. Thanks for everything Iris!! we will definitely send more referrals on your way.
Mitch Krzyzek
Mitch Krzyzek
17:19 18 Dec 21
I had an A+ experience working with Ken DelMastro at Style Mortgage. I had been thinking about refinancing my home, so I worked with Ken to see if a refinance would make sense. It did! I was able to refinance for 15 years, shaving 1.5% off my 30-year mortgage rate and reducing my years left on the mortgage from 20 to 15. The process was painless as you complete all documentation online, and the closing was as easy as can be. Do yourself a favor and contact Ken at Style Mortgage - he's friendly, professional, and there's no pressure at all. Thanks!
Rogier B
Rogier B
01:57 23 Sep 21
It was a great pleasure working with Chris Morey and the team at Style Mortgage. We started working together in the middle of the tough 2021 housing market, and Chris helped us craft a winning bid. He was always available and very responsive, helping us understand the subtleties involved and feel confident throughout the whole process, from putting in the bid through the closing. We would highly recommend Chris and Style Mortgage to anyone looking for help with mortgage financing.
Frank Ottati
Frank Ottati
21:05 07 Sep 21
Great experience working with Paul and the Style Mortgage team.
Jane Mangili
Jane Mangili
20:16 01 Sep 21
I recently worked with Ken DelMastro and Style Mortgage to refinance my home. I must say it was a wonderful experience every step of the way. How many people can say that when trying to get a mortgage or refinance? :D. Ken made it easy and minimized the stress associated with applying for a loan. Ken was knowledgeable, attentive and always available to answer my questions. He follows up in a timely manner and managed my expectations as to what will happen throughout the process. He also was very helpful in recommending qualified contractors that could help me once my refi went through. Even the closing process was uneventful. I would not hesitate to recommend or to use Ken and Style Mortgage again in the future. Thank you so much!!!!!
Lisa Hayes
Lisa Hayes
14:46 31 Aug 21
I had a great experience here. My loan originator , Paul Reynolds was so great. He was very pleasant to talk to. He helped me out with anything I need and explained in detail. I would strongly recommend this place for your mortgage company.
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Style Mortgage For Boston Home Loans

When you’re ready to purchase a new home or refinance your existing mortgage, contact Style Mortgage in Boston or elsewhere in Massachusetts, Rhode Island or Connecticut, for aid. We have the best lenders and loan options in Boston and want to share our services with you! Call us at (508) 223-5206 or visit our website today to get in touch with our team.